Receiving a letter from your homeowners association (HOA) saying that the community’s insurance deductible has increased can be unsettling. If you’ve recently been informed that your HOA is raising its insurance deductible from a few thousand dollars to $15,000 or even more, you’re probably wondering how this affects you. Does it mean you’ll have to…
Homeowners’ Associations (HOAs) play an important role in maintaining neighborhoods, enforcing community rules, and managing shared property. In most communities, the relationship between homeowners and the HOA is cooperative. However, disagreements can arise, especially when there is confusion over who is responsible for repairing or maintaining certain parts of a property. One of the most…
Parking rules can become a major source of frustration in a homeowners association, especially when residents have followed one practice for years and the HOA later decides to enforce the written rules more strictly. A common example involves communities where homeowners are expected to park vehicles inside their garages before using the driveway. This can…
